Mortgages Unlimited is your trusted source for Residential Mortgage Solutions

As a private, locally owned mortgage company serving MN, WI, FL and SD, Mortgages Unlimited is amongst the region’s most trusted Mortgage Companies receiving multiple company and customer satisfaction awards including: 

•    Star Tribune's Top 150 Companies to work for 2016, 2017 & 2018
•    Mpls St. Paul Magazine 2008, 2009 & 2010 Top 25 Residential Mortgage Companies 
•    2012 & 2013 Mpls. St. Paul Magazine's “Best Mortgage Professionals in the Twin Cities Based on Client Satisfaction.”

We’re here to serve you not only in the short term, but as a client for life. As your trusted mortgage partner we’ll deliver professional efficient mortgage services from the start of the loan process through your closing and beyond!

Your One-stop Mortgage Financing Shop

Working on your behalf Mortgages Unlimited will secure the mortgage program that's right for you at the best possible rate. That’s because unlike the big retail banks, the Mortgage Consultants at Mortgages Unlimited are working on your behalf.

All of the Mortgage Advisors at Mortgages Unlimited are required to complete mortgage education classes, and hold specialized mortgage license designations to better serve you. When you get your mortgage from Mortgages Unlimited, we consider you a part of our growing family. We’re committed to ensuring that your experience with us is smooth, successful, and on time. 

Below are some of the many mortgage solutions we offer to meet your needs:

First-Time Homebuyers

Minnesota Housing and other Down Payment Assistance Programs

FHA Mortgages

Fixed Rate Mortgages

Reverse Mortgages

Second Home Mortgages

Investment Property Mortgage

VA Mortgages

USDA Mortgages

Adjustable Rate Mortgages (ARM's)

Get your online application started today!


I had the pleasure of working with Pam this past year to find our first home! The market was very aggressive and we had to put in purchase orders for multiple homes before our offer was accepted. Through the process Pam was extremely helpful, knowledgeable, patient and was a consummate professional. The home we finally closed on was a for sale by owner so Pam took it upon herself to wear many hats and help me through all stages of the buying process. This was only my second home I had purchased and not have a real-estate agent. She was incredible and made a very difficult process seem like a breeze. Since my experience with her I have recommended Pam each time I talk with friends or family about a home purchase they are looking into. I would highly recommend you reach out to Pam if you are exploring a home purchase!!

Daniel W.

My husband and I worked with Jeff Pappenfus at the Savage location on our first MN home purchase. Jeff was extremely professional and took the time to explain every step along the way, as the home buying process is a bit different than what we experienced in a different state. The online document process made reviewing and signing documents a breeze, and was a great format for keeping everything organized. I would recommend Mortgages Unlimited to anyone seeking to purchase a home, especially if you're a first time buyer and need someone to patiently walk you through the steps and provide explanations for any questions you may have throughout the process.

Tiffany H.